Providing expert retirement & estate planning solutions

in the New England area for over 50 years. 

“Most people do not plan to fail, they fail to plan.” – Benjamin Franklin

Providing expert retirement & estate planning solutions in the New England area for over 50 years. 

“Most people do not plan to fail, they fail to plan.” – Benjamin Franklin

Providing expert retirement & estate planning solutions in the New England area
for over 50 years. 

“Most people do not plan to fail, they fail to plan.” – Benjamin Franklin

Why Pessotti & Associates?

We are a business built on referrals.

Pessotti & Associates has been serving the citizens of New England for over 50 years. Our business has been largely built on word of mouth. Our hundreds of clients and tons of referrals make it easy to check us out! You may have already seen us at one of the many free financial education workshops we have held in the New England area throughout the years. 

Businessman in suit holding pink piggy bank with both hands

Our Services

We offer retirement & estate planning strategies that will best position you and your family for the future.

Professional referrals

We work in close association with many elder law, estate and tax attorneys to provide a comprehensive solution for our clients. We are happy to provide you with a referral upon request.

Document processing

We provide personalized service to clients in estate and retirement planning to ensure that your paperwork is in order, documents are processed accurately, contracts are signed correctly and estate planning strategies are implemented smoothly.

Expert advice when you need it

Expert advice is just a call or email away. We are always available to answer any questions you may have.

Plan review annually and upon request

The Annual Plan Review ensures your plan is current based on your goals and any changing circumstances of your life. A review of your plan can also be scheduled upon request.

Fixed and Fixed Indexed Annuities

Principle guarantees and protection. Lock in your gains each year. In addition, fixed and fixed indexed annuities are tax-deferred until withdrawals are made.

Lump Sum Rollover vs Annuity Payments

Protect your income from the nursing home.

Employee Stock Ownership Plan (ESOP)

Rollover your ESOP to an IRA and lock in all of your gains. Principle protected.

Legal Services

Our attorneys provide discounted fees for items such as wills, trusts, durable power of attorney, HIPPA-compliant medical power of attorney, health care proxy and pour-over wills.

Long Term Care Insurance

Ensure your estate is protected and that you receive the level and type of care you would want should long term care be needed.

Lifetime Income

Create an income that you cannot outlive. Your income will also increase based upon an annual Cost of Living adjustment

Social Security Planning

Social security planning – when should I collect? Break even analysis, file and suspend, maximizing spousal benefits. Our advanced social security program will provide you with detailed strategies that will maximize your lifetime benefits.

Permanent Life Insurance

Insurance coverage that never expires, combined with both a death benefit and a savings component. Enjoys a favorable tax treatment.

Roth Conversions

Tax-free income will go further in your retirement. Learn the ins and outs of converting your IRA to a Roth IRA. Protect your income from rising taxes.

Term Life Insurance

Competitive term rates 10, 15, 20, 30 year term with liberal conversion options.

Charitable Remainder Trusts

Learn how to eliminate taxes on highly appreciated stocks and real estate. Achieve huge tax savings and increase lifetime income while benefiting your favorite charity.

Discount your Estate taxes 70-80%

Learn how inexpensive "Second-to-Die" Life Insurance is the cheapest way to pay federal estate taxes.

Long-Term-Care Needs

There are basically two approaches when considering your long-term care needs: self-insure or purchase long-term care insurance. Use this calculator to determine your potential long-term care needs and how long your current assets might last.

Hear what our clients say about us

We’re grateful for the kind words our exceptional clients have shared about our services. 

Client references are available upon request

Meet With Us

We are available to meet with you in person, over the phone, or via online meeting. If you like what you hear, we will schedule our next meeting with you and begin the Planning Phase. To make a move toward a better future, click the "Schedule A Meeting" button below.

What to Expect

Hear what our clients say about us

We’re grateful for the kind words our exceptional clients have shared about our services. 

Client references are available upon request

Hear what our clients say about us

We appreciate the kind words our exceptional clients have shared about our services. 

Client references available upon request

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Insights, strategies and tools to help you prepare for life’s big moments and a better future.



Here's Your Free Retirement & Estate Planning Tip!

JUMP START YOUR PRINCIPAL PROTECTED INDEX ANNUITY WITH A 14%-20% BONUS.

Questions? Feel free to contact us via the form below or visit the contact page of this website.

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